Spice Money Adhikari AEPS App 5.9.3

Become the banker of your community with Spice Money Adhikari and potentially earn up to ₹50,000 monthly.

• Gain exclusive access to various banking & payment services as a Spice Money Adhikari such as AePS, DMT, mini ATM, micro ATM, cash withdrawals, BBPS payments, mobile & DTH recharge, Aadhaar Pay, prepaid cards, Adhikari & Grahak loans, and mini ATM devices.
• Join a vast network of over 1.4 million Adhikaris, transforming the financial landscape in more than 250,000 villages and reaching 100 million households across 95% of rural pin codes with the No. 1 AEPS APP.
• No initial working capital required to start your business, offering long-term commission benefits.
• The onboarding process is simple and requires only your mobile number and basic KYC documents.
• Retailers and distributors can earn commissions on every transaction, enabling higher earnings.
• Continuous product training provided to enhance skills and service offerings.
• Dedicated customer support available for prompt assistance.
• A secure and reliable banking platform offered by Spice Money Adhikari.

This platform facilitates secure transactions such as AEPS cash withdrawals, balance inquiries, AEPS services, and CMS. Spice Money Adhikari provides these services through their Smart Banking Points:

• Cash Withdrawal: Check mini statements & withdraw cash using an Aadhaar-linked bank account.
• Cash Deposit: Deposit cash using an Aadhaar-linked bank account via online AEPS.
• Balance Inquiry: Check the balance of an Aadhaar-linked bank account.
• Money Transfer (DMT): Transfer money to any bank account in India 24/7.
• Mini ATM / Micro ATM: Conduct cash withdrawals and deposits using a Debit Card.

Spice Money is regulated by RBI and holds licenses for PPI, BBPS, GSP, IRCTC & corporate agency for insurance by IRDA. It collaborates with RBI-licensed lenders to offer loan services to Adhikaris and customers. Details for Personal Loans:

• Loan Amount: ₹1,000 – ₹5 Lakhs
• Repayment Tenure: 3 months – 42 months
• Processing Fees: Up to 6.5% + GST for loans up to ₹10,000. Up to 5.5% + GST for loans above ₹10,000
• Annual Percentage Rate (APR): Up to 75%

Examples of Loan Terms:

Monthly Installment Loan:

• Loan Amount: ₹2,00,000
• Tenure: 18 months
• Total Repayment Amount: ₹2,32,722

Daily Installment Loan:

• Loan Amount: ₹50,000
• Tenure: 180 days
• Total Amount to be paid: ₹57,397

Note that interest rates, processing fees, and the annual percentage rate may vary based on the product and lender policy.

The company partners with:

• Arthmate Financing India Private Limited - Brand Name: Arthmate - For queries or grievances contact Yogesh Rohilla at 7835009643 or [email protected].
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• IIFL FINANCE LTD - Brand Name: IIFL Finance - For queries or grievances contact Hardik Panchal at +91 22 4520 5810 or [email protected].
  
• Bhanix Finance and Investment Limited - Brand Name: CASHe - For queries or grievances contact Prateek Saxena at 022-46047350 or [email protected].
  
• Ekagrata Finance Private Limited - Brand Name: MyShubhLife - For queries or grievances contact Asha Daniel at 8047185299 or [email protected].
  
• PAYME INDIA FINANCIAL SERVICES PVT. LTD.- Brand Name: PayMe - For queries or grievances contact Gajendra Singh at 9711059352 or [email protected]."